REGN NO. 10889/Sec-IV/T/C/2024
उत्कृष्ट जमा योजनाओं एवं सरल तथा किफायती ऋण सुविधाओं के साथ अपने सदस्यों के आर्थिक और सामाजिक उत्थान के लिए हमेशा तत्पर और समर्पित
REGN NO. 10889/Sec-IV/T/C/2024
उत्कृष्ट जमा योजनाओं एवं सरल तथा किफायती ऋण सुविधाओं के साथ अपने सदस्यों के आर्थिक और सामाजिक उत्थान के लिए हमेशा तत्पर और समर्पित
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Regular/Ordinary Loan |
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| Loan Limit of members | Upto Rs. 2,00,000/- | |
| Maximum Installments | 80 Months installment | |
| Interest Rate | 16.80% per annum (Reducing balance) | |
| Required Sureties | Upto Rs. 50,000/- One Surety | |
| Upto Rs. 100,000/- Two Surety | ||
| Upto Rs. 150,000/- Three Surety | ||
| Upto Rs. 200,000/- Four Surety | ||
| Loan Charges | Loan Processing Fee 2% of Loan Amount | |
| Required Documents | Copy of ID Proof (Voter I-card, Aadhar Card/DL), Electricity/Water/Telephone Bill, Pan Card,ITR/Income Proof, Bank Passbook,one photo of Borrower and one Photo ID & Photo of all sureties. | |
| Others | 10% Shares of Loan sanctioned amount of Borrower all sureties. | |
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Emergency Loan |
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| Loan Limit of members | Upto Rs. ,50000/- | |
| Maximum Installments | 20 Months installment | |
| Interest Rate | 18.00% per annum (Reducing balance) | |
| Loan Charges | Loan Processing Fee 2% of Loan Amount | |
| Required Documents | Copy of ID Proof (Voter I-card, Aadhar Card/DL), Electricity/Water/Telephone Bill, one photo of Borrower and one Photo ID & Photo of surety | |
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Loan against Deposits |
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| Loan Limit of members | Upto 90% of Principal Value of Deposits | |
| Maximum Installments | As per maturity of Deposits | |
| Interest Rate | Plus 2% of Deposit Rate | |
| Required Sureties | No surety required | |
| Required Documents | Original certificate of Deposits & one Photo. | |
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Loan against Property / Gold /Vehicles / Deposits Outside Society |
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| Loan Limit of members | Upto Rs. 20,00,000/- | |
| Maximum Installments | 80 Months installment | |
| Interest Rate | 16.20% per annum (Reducing balance) | |
| Required Sureties | Two Sureties | |
| Property Details | Registered Property with proper chain in original. | |
| Required Documents | Copy of ID Proof (Voter I-card, Aadhar Card/DL), Electricity/Water/Telephone Bill, one photo of Borrower and one Photo ID & Photo of sureties | |
| Loan Processing Fee | 1% OF LOAN AMOUNT | |
| Building Fund | 1% of Loan Amount | |